A sinking fund calculator is a useful tool for financial planning. This calculator determines how much you need to save per year to achieve a financial goal. Simply input the target savings amount, the interest rate you expect to get from your money, and how many years to plan to save. Money to accumulate = … Read more
Your End of the Year Guide – Finish Strong and Plan for Next Year The end of the year can be a magical time. It’s a time to reflect on your accomplishments. It’s a time to slow down and catch your breath. Be clever this year, and avoid starting new projects. Take this time to … Read more
7 More Important Things The year 2020 changed the world forever. On a personal level, its sparked many respective days of thinking. I’m grateful for these days, they help bring things into perspective. The world is a fascinating place and there is much to think about. I’ve been part of the FIRE movement for 3 … Read more
Are You Fiscally Responsible? 13 proven habits to help get you there What does fiscally responsible mean? Government decision-making is a common use case for the term fiscal responsibility. Albeit, more so in theory than practice. A prudent goal of any government is to act with fiscal responsibility. Balance taxation with spending. Enact monetary policies … Read more
What’s the point of being rich? Wisdom from financial independence I never wanted to be rich. I sure as hell don’t want to be famous. The fewer people who know me, the better. I view financial assets as a medium to enable a purpose-driven and balanced life. The journey to and through financial independence led … Read more
The personal finance and FIRE books that actually changed how I think about money. The short list, with what each one is good for.
How to Make Someone’s Day with a Simple Phrase Saying thank you is polite. A thank you goes a long way. Saying I appreciate you, goes even further. There’s something about the phrase, “I appreciate you,” that reaches deeper than a thank you. The words express a more genuine sense of gratitude. A deeper sense … Read more
The path to your first million is mostly time, contributions, and not panicking. Seven strategies and the math behind each.
How much money is 6 figures? And why it matters to your financial freedom journey Defining 6 figures. What do these phrases mean? Let’s jump in. 6 figures A number that is greater than or equal to 100,000 and less than 1,000,000. A number in the hundreds of thousands, which has 6 digits. 6 figure … Read more
Why Money is Everything – The Topic Nobody Talks About I studied economics in college. We talked a lot about money. Outside of the classroom these days, nobody talks about money. I find that beyond strange. It impacts every day of our lives. Directly and indirectly. Fiat money literally makes the world go round. The … Read more
