About

✨ Financial Independence Achieved at 32

I Reached Financial Freedom Using 13 Simple Money Habits

Now I’m sharing the exact framework that transformed my financial life forever

10 Years to FI
13 Core Habits
32 Age at Freedom

📖 My Journey to Financial Independence

I’ve been fascinated with building wealth my entire life. Even in elementary school, I had an unusual obsession with money, wealth, and everything that came with financial success. While other kids were focused on toys and games, I was dreaming about investment strategies.

In high school, I took my passion seriously. I would listen to “The Richest Man in Babylon” audiobook while mowing lawns for extra money—absorbing ancient wealth-building wisdom while earning every dollar I could. At 16, I started investing in stocks and never looked back.

I did all kinds of scrappy things to earn money, then immediately invested every dollar in the stock market. I left college with a negative net worth since my student loans far exceeded my stock portfolio, but I had something more valuable: unwavering determination and a system.

The mindset difference: I never thought about living paycheck to paycheck. From day one of my career, I was always focused on three things: how to earn more money, how to create more value, and how to invest in equities. Living paycheck to paycheck was never an option.

I had no inherited wealth, no trust fund, no family money—just pure determination and the right habits. I was frugal without being extreme, and I invested a percentage of every single paycheck from the moment I graduated college. The key was consistency and treating wealth-building like a business.

Ten years later, at age 32, those habits had compounded into true financial independence. The kid who listened to wealth-building audiobooks while mowing lawns had built a system that made work optional forever.

🎯 The 13 Simple Money Habits Framework

During my journey, I identified 13 core habits that consistently move you toward financial freedom. Each habit builds on the others, creating a powerful system that works even when motivation is low.

Set Financial OKRs
Spend Thoughtfully
Track Cash Flow
Invest the Difference
Optimize Your Levers
Advocate for Career
Practice Gratitude
Program Your Mindset
Raise Your Standards
Never Stop Learning
Dream Big & Write
Celebrate Wins
Seek Flow States

These aren’t just financial tips—they’re a complete system for building wealth while maintaining balance in all areas of life. I’ve tested them, refined them, and lived them for over a decade.

Why Simple Money Habits Exists

Financial freedom shouldn’t be reserved for the lucky few. Every person who’s willing to commit to the right habits can achieve independence—regardless of their starting point.

Simple Money Habits is where high achievers find the insights, strategies, and frameworks to accelerate their journey to financial freedom. Because when you achieve financial independence, you gain the capacity to change the world. It’s my great hope that you will.

No change is too small. Every habit matters. Your financial freedom matters.

Let’s Build Financial Freedom Together

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