How to Create Your Social Security Account
The exact dollar amount you’ve earned in your entire working life. The first exercise from Your Money or Your Life, in ten minutes flat.
Retire Early
Fat FIRE
Fat FIRE is the version of FIRE where your portfolio grows in retirement instead of slowly draining. Not luxury, just enough margin to stop thinking about money.
Barista Fire
Lean FIRE works best as the spending plan you fall back to during bear markets, not the spending plan you build your retirement around. The optionality is the value.
F You Money
The Gambler put f-you money at $2.5 million. Mine sits higher. Here’s the math behind a number that buys you the confidence to choose good work.
Coast Fire
Coast FIRE is the milestone where compounding alone gets you to retirement. You still cover today’s bills, but you can stop saving entirely and your future self is fine.
Lean FIRE
Lean FIRE works best as the spending plan you fall back to during bear markets, not the one you build your retirement around. The optionality is the value.
Slow FIRE
Slow FIRE trades 4-6 extra years of work for the chance to actually enjoy your life along the way. For most people, it’s the better deal.