Financial Disclaimer
Please read this important information before using any content on Simple Money Habits
Not Financial Advice
The content on Simple Money Habits is for educational and informational purposes only. Nothing on this website constitutes professional financial advice, investment advice, or recommendations to buy or sell any securities or investments.
I am not a licensed financial advisor, investment advisor, certified financial planner (CFP), or any other type of licensed financial professional. The information shared represents my personal experience and opinions only.
Educational Content Only
Simple Money Habits shares educational content about personal finance, investing, and wealth building based on personal experience and research. This content is designed to help you learn about financial concepts and strategies.
You should always:
- Consult with qualified financial professionals before making investment decisions
- Do your own research and due diligence
- Consider your personal financial situation and risk tolerance
- Understand that all investments carry risk of loss
Investment Risks & Performance
All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments and income from them can go down as well as up.
When I share information about investment strategies, portfolio performance, or specific investments, these are examples based on historical data or personal experience. Your results may differ significantly.
Market conditions change, economic factors vary, and individual circumstances differ. What worked for me may not work for you.
Your Personal Responsibility
You are solely responsible for your financial decisions. By using the information on Simple Money Habits, you acknowledge that:
- You will make your own independent evaluation of any information
- You understand the risks involved in any financial strategy
- You will seek professional advice when appropriate
- You will not hold Simple Money Habits liable for any financial losses
Affiliate Relationships
Simple Money Habits may contain affiliate links to products and services. If you purchase through these links, I may receive compensation at no extra cost to you.
I only recommend products and services that I genuinely believe in and have used myself. However, you should always do your own research before making any purchase decisions.
No Guarantees
While I share strategies that have worked in my journey to financial independence, I make no guarantees about:
- Investment performance or returns
- Timeframes for achieving financial goals
- Specific income or wealth outcomes
- Market predictions or timing
Your personal situation, risk tolerance, market timing, and countless other factors will influence your financial outcomes.
Updates & Changes
Financial markets, regulations, and my own understanding evolve over time. Information on this website may become outdated or may be updated without notice.
Always verify current information and consult recent sources before making financial decisions based on content from Simple Money Habits.
Questions About This Disclaimer?
If you have questions about this financial disclaimer or need clarification on any point, feel free to reach out on X (Twitter).
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