Financial Freedom Checklist
Your personalized path to early retirement • Powered by 13 Simple Money Habits
Current Streak
7 🔥
Overall Progress
0/14 completed
Your Core Financial Freedom Checklist
Build Your Personalized Profile
18-question survey (~2 min) — gives you a custom Financial Freedom Readiness Score + personalized recommendations.
Create Social Security account & view lifetime earnings
One of the most powerful exercises from Your Money or Your Life — takes 10 minutes.
Connect Rocket Money → See your monthly spending + top 5 expenses
This is the foundation. We'll use it to set your real FIRE budget.
Cancel or negotiate subscriptions (save $50–$200/mo)
Use Rocket Money's tools to cut recurring costs.
Set your realistic FIRE monthly budget
Enter the number you discovered from Rocket Money (your realistic monthly spending target).
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Start spare change investing with Acorns
Build wealth automatically — my favorite "set it and forget it" habit.
Get your free credit score + insights with SoFi
See where you stand (highest converting offer on the checklist).
Open a high-yield savings or investing account
SoFi or Ally — earn real interest on your cash.
Read the 13 Simple Money Habits core guide
The foundation of everything we teach.
Take the Money Personality Quiz
Discover your money style and get tailored recommendations.
Learn VOO vs VTI and why it matters
One of the most important investing decisions you'll make.
Automate your money systems with n8n
A must-have tool on the path to early retirement.
How to Manage Your Finances Like a Pro in 2026
YMOYL Step 9 — investment policy, tools, and systems that actually work.
Set a monthly calendar reminder to review Rocket Money + run the 3 Questions
The recurring habit that keeps you on track (YMOYL Step 4).
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Advanced Tools Hub
Complete 8 core items above to unlock the Crossover Point Chart, debt payoff planner, reserves goal, borrowing strategies, insurance review tools, and more.
8 / 14 completed to unlock