OnePay: The Smartest Way to Shop at Walmart
Cash back, fee-free banking, and rewards on the spending you’re already doing.
If Walmart is in your weekly rotation, you’re already spending the money. OnePay is the layer that turns that spending into cash back, points, and fee-free banking. It’s a digital wallet built for Walmart shoppers, and it pays you to use it.
10%
Back on your first purchase
Up to $200 spent at Walmart in your first month with OnePay Cash. New customers only.
3%
Cash back, ongoing
On Walmart, gas, or dining (your pick monthly), up to $150/mo with eligible deposits.
What you actually get
- Pay from your phone with a digital wallet built for Walmart checkout
- Earn OnePay Points when you use the wallet with any credit card or the OnePay Builder Card
- Fee-free cash deposits and withdrawals at any Walmart Money Center, cashier, or Customer Service desk
- Redeem points for cash back straight into your OnePay account
- Backed by FDIC member banks (Coastal Community Bank or Lead Bank)
Money move
If you average $200 a month at Walmart, the 3% cash back alone is $72 a year, on spending you were doing anyway. Stack the new-customer 10% bonus and you’re up another $20 in the first month. Setup takes a few minutes and costs nothing.