thesmartwallet cashback guide

No, seriously. Get paid $75 per game, straight to your Venmo up to $900 total

You probably saw this after buying something online. That’s not a coincidence. The same way brands pay to show you ads after you shop at Target or Amazon, game publishers pay real money to find new players. Cashback programs like this one pass a cut of that budget directly to you. It’s the same model behind every “get $200 when you open a bank account” offer, just applied to mobile games. This program has already paid out over $2.5 million to real users.

The deal: pick a game, play until you hit its specific goal (a level, a village, a milestone), and get $75 Venmo’d to you. Each of the 12 games below is a separate $75 opportunity. This guide helps you pick the ones you’ll actually enjoy so you finish the goal instead of quitting on day three.

Already know what you want? Skip the guide and go straight to the cashback program.
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How it works (quick refresher)

The Smart Wallet partners with mobile game publishers to offer cashback when you hit a specific goal inside each game. Every game has a defined target: reach a certain level, complete a certain village, or hit a milestone. When you achieve that goal, the $75 reward fires. Each game on the list is a separate offer with its own goal, so you can work through as many as you want.

The goals are straightforward, but they require real play time. That’s the whole program: install, play until you hit the goal, earn $75. Picking games you actually enjoy is what separates the people who collect multiple $75 rewards from the people who quit after day two.

The game guide

Filter by what sounds like your kind of game, or scroll through all 12. Each card has a quick summary up top and a “learn more” toggle for the full breakdown.

01Disney Solitaire

iPhone + Android

Classic card game wrapped in Disney nostalgia. Relaxing and surprisingly addictive.

Best for: People who want something chill, familiar, and easy to pick up. Disney fans will especially love it.
Relaxing Nostalgic Collectible Play at your own pace

This is a tripeaks-style solitaire game, not traditional Klondike. You clear cards by matching numbers one higher or one lower than your active card. Each completed level unlocks an animated Disney or Pixar scene (Frozen, Toy Story, Lion King, and more). Between levels you collect stickers and build out scene collections.

Early levels are easy, with difficulty ramping gradually. The game plays well offline and fits into short sessions (waiting rooms, commutes, winding down at night). Free to play, no spending required to progress, though later levels get challenging. Rated 4.9/5 on the App Store with 7M+ downloads.

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Goal: Complete scene 9 · Most players get there in about a week of casual play

02Travel Town

iPhone + Android

Merge puzzle meets town-building. Combine objects and watch a seaside village come back to life.

Best for: People who like organizing, tidying up, and watching things come together. If you’ve ever enjoyed a cozy building game, this is a great fit.
Creative Cozy Town-building Satisfying progression

Currently the top-grossing merge game on mobile. Drag matching items together to create better versions, then use upgraded items to complete missions for villagers, earn coins, and rebuild a storm-damaged seaside town. The merge board fits on one screen, so there’s no scrolling or hunting.

The strategy comes from managing board space and deciding which items to prioritize. The town-building element gives you a sense of progress beyond puzzle completion. Energy-based system means natural session limits. Bright, appealing art. Users describe it as “a great escape.”

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Goal: Reach level 35 · Expect about 1-2 weeks with daily sessions

03Monopoly GO

iPhone + Android

The board game you grew up with, reimagined for your phone. Roll dice, build landmarks, raid friends.

Best for: People who already love Monopoly, enjoy social games, or want something to play with friends and family. Great for competitive personalities.
Social Competitive Nostalgic Quick sessions

The biggest mobile game launch in history, with over 150 million downloads. Roll virtual dice to move around a Monopoly-style board, earn coins, build and upgrade city landmarks. Along the way you’ll raid other players’ banks, attack buildings, and collect stickers to trade with friends.

The social hooks are what keep people playing: partnering with friends for events, competing in tournaments, trading stickers. Sessions are naturally limited by dice (rolls regenerate over time), so it works well for checking in a few times a day. The game doesn’t require deep strategy. It’s about the social experience and the thrill of the dice roll.

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Goal: Reach board 55 · Boards go fast, most players hit this in 1-2 weeks

04Yarn Loop

iPhone + Android

Mesmerizing knitting puzzle. Watch colorful yarn unravel as you solve satisfying color-matching challenges.

Best for: People who find visual patterns soothing, enjoy ASMR-style content, or want a game they can play without thinking too hard. Perfect background activity while watching TV.
Zen Visually satisfying One-tap gameplay ASMR vibes

A newer game that quickly became a hit. Place yarn bobbins on a conveyor belt that pulls matching-color strands from a knitted pattern. Each bobbin has a limited capacity, so you need to plan which colors to pull in which order. The visual “unraveling” effect is genuinely satisfying to watch.

Gameplay is extremely simple (one tap to place a bobbin) with satisfaction coming from the visual unraveling and the light puzzle of managing bobbin capacity. Hundreds of puzzles with increasing complexity, no time pressure. Play at your own pace. The colorful knitting aesthetic is unique and relaxing.

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Goal: Complete level 300 · Sounds high, but levels are quick (under a minute each). A few sessions a day gets you there in about 2 weeks

05Solitaire Cash

iPhone + Samsung only

Speed solitaire where you compete against matched players for real cash prizes.

Best for: People who are already good at solitaire and enjoy competitive pressure. NOT ideal for casual, relaxing play.
Competitive Skill-based Fast-paced Real-money stakes

This is fundamentally different from the other games on this list. Play classic Klondike solitaire under a 5-minute timer, matched against players at your skill level. Everyone gets the same deck, and top finishers win a share of the prize pool. Score is based on completion, speed, and efficiency. Free practice games are available.

You can play for free using gems, or enter cash tournaments with entry fees from a few cents to $20+. The matching system is genuinely fair. Speed matters a lot, so finishing quickly earns bonus points. The card trading and collection system adds a social layer.

Heads up: this game involves real money. Cash tournaments have entry fees. Understand the bonus cash system and withdrawal mechanics before depositing anything. Free practice is always available.
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Goal: Reach level 40 · Each game is 5 minutes, so a few games a day gets you there in about 2 weeks

06Bingo Cash

iPhone + Samsung only

Real-time bingo tournaments against matched players, with cash prizes on the line.

Best for: People who enjoy bingo, like competitive multiplayer, or want a social game with real-money stakes. More approachable than Solitaire Cash for non-card-game players.
Competitive Social Fast-paced Real-money stakes

Same publisher and competitive framework as Solitaire Cash, but with bingo mechanics. Dab numbers as they’re called in real-time, complete patterns, and earn points based on speed and accuracy. Matched against similarly skilled players. Free practice rounds available, with cash tournaments for higher stakes.

More luck-dependent than solitaire (bingo numbers are random), but speed of daubing and pattern recognition still matter. More accessible than Solitaire Cash if you’re not a card game person.

Heads up: this game involves real money. Same bonus cash and withdrawal mechanics as Solitaire Cash. Free practice is always available.
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Goal: Reach level 40 · Quick rounds, expect about 2 weeks of regular play

07Domino Dreams

iPhone + Android

Domino matching puzzles with adorable characters and a kingdom to build. No domino experience needed.

Best for: People who want a puzzle game with personality. If you liked Disney Solitaire but want something slightly more strategic, or if Disney isn’t your thing, this is a great alternative.
Charming Easy to learn Ad-free Kingdom building

From the same team behind Disney Solitaire, so the production quality is high. Match dominoes by number to clear the board (similar to solitaire but with domino tiles), earn stars, and rebuild King Richard’s royal kingdom. A gentle tutorial teaches everything, so no prior domino knowledge required.

The standout feature users mention: no ads during gameplay. Domino matching is intuitive but gets progressively strategic. The kingdom-building meta-game gives you something to work toward beyond puzzles. Cute characters, bright playful art. Works offline.

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Goal: Complete chapter 10 · Chapters are short, expect about a week of casual play

08Family Island

iPhone + Android

Survive and build on a tropical island with a Stone Age family. Farm, craft, and explore.

Best for: People who enjoy building and crafting games, farming simulations, or adventure stories. Good for players who want a narrative arc and a sense of exploration.
Adventure Farming Exploration Story-driven

Think of it as a mix between FarmVille and a survival adventure. Guide a family through life on an uncharted island: gather resources (wood, stone, food), craft tools, build structures, and farm crops. As you progress, you unlock new islands with unique resources and challenges. The story follows the family’s adventures.

The Stone Age setting is unique. No modern technology, just creative problem-solving with natural resources. Energy-based gameplay naturally limits sessions. Vibrant art, likeable characters. Strong progression where new islands offer genuinely different content, not just harder versions of the same thing.

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Goal: Complete level 30 · Low target, reachable in about a week

09Coin Master

iPhone + Android

Spin a slot machine, build villages, raid your friends. The viral game with 300+ million downloads.

Best for: People who want a light, social game to play with friends. Great for competitive personalities who enjoy the luck-of-the-draw. Social features shine if you’re on Facebook with friends who play.
Social Luck-based Quick sessions Competitive fun

One of the most downloaded mobile games of all time. Spin a cartoon slot machine that determines your next action: earn coins, attack another player’s village, raid their gold, or get shields for defense. Use coins to build and upgrade your village through themed levels (pirate, space, medieval, and more). Collect and trade cards with friends.

Sessions are naturally limited by spins (5 free per hour, 50 max stored). The social element is the main draw: connect with friends on Facebook for card trading, raids, and team events. Village themes change as you level up, keeping things fresh. Can be played casually (check in a few times a day) or more intensively during events.

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Goal: Complete village 100 · This one takes commitment, expect 2-3 weeks of daily play

10CM – Board Adventure

iPhone + Android

A Coin Master spinoff with more board game strategy and adventure quests.

Best for: Coin Master fans who want a more structured experience, or new players who like the idea of Coin Master but prefer quest-based progression over pure slot spins.
Board game Adventure Quest-driven Coin Master universe

A newer title from the Coin Master team that extends the universe with more structured gameplay. Navigate a board-game-style map, complete challenges, and build your collection. Shares Coin Master’s art style but with more direction and quest-driven progression.

If you enjoy Coin Master’s world but want something less dependent on pure slot-machine randomness, this is the variant to try. Still early in its life cycle with active updates and new content.

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Goal: Complete village 100 · Similar pace to Coin Master, plan on 2-3 weeks

11Solitaire Smash

iPhone only

Another real-money solitaire competitor. Fast-paced card games with cash prizes.

Best for: iPhone users who enjoy competitive solitaire and want an alternative to Solitaire Cash.
Competitive Fast-paced Real-money Skill-based

A competitor to Solitaire Cash with the same general concept: play solitaire fast, beat matched opponents, win money. Available only on iOS. Timed matches, skill-based scoring, entry fees, and prize pools with free practice available.

If you’ve tried Solitaire Cash and want variety, or if Solitaire Cash isn’t available in your state, this is the alternative. Less established community than Solitaire Cash, but the core experience is solid.

Heads up: this game involves real money. Understand withdrawal mechanics before depositing. Free practice is always available.
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Goal: Play 25 cash games · Games are 5 minutes each, so about 2 hours of total play spread over a week or two

12Merge Mansions

iPhone + Android

Merge items to solve mysteries and restore a grand family estate. Cozy puzzle meets narrative drama.

Best for: People who enjoyed Travel Town and want another merge game, or anyone who likes a good story layered on top of their puzzle game. One of the fastest $75 earners on the list.
Merge puzzle Story-driven Cozy Estate renovation

One of the most popular merge games alongside Travel Town. Combine items on your merge board to produce better versions, then use them to complete tasks that restore rooms and grounds of a once-grand family mansion. The twist: there’s a mystery storyline running underneath the puzzles, with characters, secrets, and plot twists that unfold as you progress.

The merge mechanic is the same core loop as Travel Town (drag matching items together), but the narrative layer gives it a different feel. You’re not just solving puzzles, you’re uncovering a story. Energy-based system with natural session limits.

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Goal: Complete level 24 · Low goal, very reachable in about a week of casual play
Found your game? Head back to The Smart Wallet and pick your first game.
Go to The Smart Wallet →

Common questions

Yes. Every game is free to download, and you don’t need to spend money to earn the $75. That said, most of these games play better with a small spend. A few dollars unlocks longer play sessions, removes ad interruptions, and lets you progress faster toward the goal. Think of it like the difference between the free and paid tier of any app: the free version works, the paid version is just more enjoyable. For the three real-money skill games (Solitaire Cash, Bingo Cash, Solitaire Smash), cash tournaments are optional but they’re also where the game gets genuinely competitive and fun.

It depends on the game and the goal. Some goals are reachable in a few days of normal play (casual puzzle games with lower level targets). Others take a couple weeks, especially games with energy systems that limit how much you can play per session. The goal for each game is listed on its card above. The games you actually enjoy will feel like the shortest grind.

Once you hit the specific goal for a game (the level, village, or milestone listed on each card), the $75 reward fires automatically through The Smart Wallet’s tracking system. Actual payout methods and timing are managed through The Smart Wallet platform. Check their site for current processing details.

That’s exactly why this guide exists. The $75 is the same for every game, so the variable is whether you’ll stick with it long enough to hit the goal. If you pick a game that doesn’t match your personality, you’ll quit before you get there. Read the “best for” section on each card and be honest about what you actually enjoy. It’s better to pick 3 games you’ll finish than 12 you’ll abandon.

Yes. Each game has its own goal and its own $75 reward. If you hit all 12 goals, that’s $900 total. Realistically, most people will find 3 to 5 games they genuinely enjoy and earn $225 to $375. That’s a solid return for playing games on your phone during downtime you’d spend scrolling anyway.

Every goal you hit is a separate $75 reward

Pick the games that match how you actually like to spend time on your phone. Each one has a clear goal, and when you hit it, you get paid. The more goals you complete, the more you earn.

Start earning now →
Disclosure: SimpleMoneyHabits earns a commission if you sign up through links on this page. I only recommend programs I’ve personally reviewed.