Terms of Service
Important terms governing your use of Simple Money Habits
By accessing and using Simple Money Habits, you agree to be bound by these Terms of Service.
Acceptance of Terms
Welcome to Simple Money Habits (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website located at simplemoneyhabits.com (the “Service”) operated by Systems Theory LLC.
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
Please read these Terms carefully before using our website. Your continued use constitutes acceptance of these Terms.
Intellectual Property Rights
The Service and its original content, features, and functionality are and will remain the exclusive property of Systems Theory LLC and its licensors. The Service is protected by copyright, trademark, and other laws.
Our proprietary “13 Simple Money Habits” framework, methodology, and all related content are the exclusive intellectual property of Systems Theory LLC and are protected by applicable copyright laws.
What you may do:
- Share links to our articles on social media
- Quote brief excerpts with proper attribution
- Use our content for personal, non-commercial purposes
- Print articles for your personal reference
What you may NOT do:
- Copy, reproduce, or republish substantial portions of our content
- Use our 13 Money Habits framework for commercial purposes without permission
- Create derivative works based on our content
- Remove copyright notices or attribution
- Present our content as your own work
User Conduct
You agree to use our Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Service.
Prohibited activities include:
- Attempting to gain unauthorized access to our systems
- Interfering with or disrupting the Service
- Uploading viruses or malicious code
- Harvesting or collecting information about other users
- Using the Service for any illegal or unauthorized purpose
Content and Accuracy
We strive to provide accurate and up-to-date information, but we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained on the Service.
All financial content is for educational purposes only. See our Financial Disclaimer for complete information about the limitations of our content.
Any reliance you place on such information is therefore strictly at your own risk. We reserve the right to modify or discontinue any content without notice.
Third-Party Links and Services
Our Service may contain links to third-party websites, services, or advertisements that are not owned or controlled by Simple Money Habits.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party content, goods, or services.
Limitation of Liability
In no event shall Systems Theory LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential or incidental damages, so the above limitations may not apply to you.
Service Availability
We strive to maintain the availability of our Service, but we do not guarantee that it will be available at all times. The Service may be temporarily unavailable due to maintenance, updates, or factors beyond our control.
We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time without notice.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, United States, without regard to its conflict of law provisions.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New Jersey.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
Questions About These Terms?
If you have any questions about these Terms of Service, please reach out to us on X (Twitter). We’re always happy to clarify our policies.
Connect on X