Chapter 4

2021… From HNY to WTF in One Crazy Week First things first. Drink some water. Drink some coffee or tea and wake up! Do a few pushups or jumping jacks. Get that blood flowing! It’s a new year baby! Next, put some inspiration into your mind. Feed your mind with positive energy! Read and watch things … Read more

Chapter 3

Happy New Year! Thank Goodness it’s 2021 First things first. Drink some water. Drink some coffee or tea and wake up! Do a few pushups or jumping jacks. Get that blood flowing! It’s a new year baby! Next, put some inspiration into your mind. Feed your mind with positive energy! Read and watch things that get … Read more

Chapter 2

Last Saturday Before the Winter’s Solstice First things first. Drink some water. Drink some coffee or tea and wake up! Do a few pushups or jumping jacks. Get that blood flowing! Next, put some inspiration into your mind. Feed your mind with positive energy! Read and watch things that get you jacked up and feeling good! … Read more

Chapter 1

Happy Saturday! Saturday morning is the best time of the week. You have the whole weekend ahead of you! Freedom! If you wake up early on Saturday morning, you have the world to yourself. It’s so peaceful. Getting up early on Sunday morning is one of my favorite habits. You can do so much and … Read more

What is an HSA?

Health Savings Account HSA stands for Health Savings Account. It’s used to save money for future medical expenses. This type of savings account allows you to contribute pre-tax dollars. It’s like a 401(k) plan but for medical expenses. To contribute money to an HSA you must have a High Deductible Health Plan (HDHP). The contribution … Read more

What is an Accredited Investor?

An accredited investor is an individual who meets the criteria defined by the SEC. Until 2020 the SEC used two criteria, income, and net worth. Now certain professional certifications can qualify you as an accredited investor. How to become an accredited investor If you meet one of the following criteria, you’ll be an accredited investor: … Read more

End of the Year

end of the year

Your End of the Year Guide – Finish Strong and Plan for Next Year The end of the year can be a magical time. It’s a time to reflect on your accomplishments. It’s a time to slow down and catch your breath. Be clever this year, and avoid starting new projects. Take this time to … Read more

Google Fi Review

google fi review

A different kind of phone plan I use Google search every day. I use Gmail every day. I use Google Calendar and Google Keep every day. Now I can officially add cell phone service to that list of daily use. You got me Google. You got me good. Previously, I was a Verizon customer going on … Read more

Income Producing Assets

income producing assets

The 3 Buckets of Passive Income and Wealth Building I spent the first decade of my career creating habits that helped me save and invest money. I realized that reaching financial independence fast meant buying assets. Assets that produced growing cash flow and income. Assets like stocks choose to keep that cash flow or pay … Read more

Flex Review

flex review

The App That Lets You Pay Rent On Your Schedule Housing for most Americans is the #1 expense category. A recent study from the Bureau of Labor Statistics shows housing is 35% of the average American’s annual expenses. It’s not getting any cheaper to be a homeowner or renter. Rent across America continues to rise … Read more