Mid term goals

Set goals and change your life – Mid term goals, what, why, and how to create them. Two simple mental exercises profoundly changed my life for the better. The first was writing my eulogy. The second and less morbid is the habit of creating goals. The process of creating goals brings clarity to your values.  … Read more

Sinking Fund Calculator

sinking fund calculator

A sinking fund calculator is a useful tool for financial planning. This calculator determines how much you need to save per year to achieve a financial goal. Simply input the target savings amount, the interest rate you expect to get from your money, and how many years to plan to save. Money to accumulate = … Read more

End of the Year

end of the year

Your End of the Year Guide – Finish Strong and Plan for Next Year The end of the year can be a magical time. It’s a time to reflect on your accomplishments. It’s a time to slow down and catch your breath. Be clever this year, and avoid starting new projects. Take this time to … Read more

Money Is Not Everything

7 More Important Things The year 2020 changed the world forever. On a personal level, its sparked many respective days of thinking. I’m grateful for these days, they help bring things into perspective. The world is a fascinating place and there is much to think about.  I’ve been part of the FIRE movement for 3 … Read more

Fiscally Responsible

Fiscally Responsible

Are You Fiscally Responsible? 13 proven habits to help get you there What does fiscally responsible mean? Government decision-making is a common use case for the term fiscal responsibility. Albeit, more so in theory than practice. A prudent goal of any government is to act with fiscal responsibility.  Balance taxation with spending. Enact monetary policies … Read more

Whats the point of being rich?

whats the point of being rich

What’s the point of being rich? Wisdom from financial independence I never wanted to be rich. I sure as hell don’t want to be famous. The fewer people who know me, the better. I view financial assets as a medium to enable a purpose-driven and balanced life. The journey to and through financial independence led … Read more

Best Personal Finance Books

The 32 Best Personal Finance Books: Your Reading List for Early Retirement The FIRE journey is not for everyone. It’s a lifestyle that requires a focus on earning money. A serious commitment to investing for the long haul. And frugal living that prevents lifestyle creep.  I started reading personal finance books in middle school. I’ve … Read more

I Appreciate You

i appreciate you

How to Make Someone’s Day with a Simple Phrase Saying thank you is polite. A thank you goes a long way. Saying I appreciate you, goes even further. There’s something about the phrase, “I appreciate you,” that reaches deeper than a thank you. The words express a more genuine sense of gratitude. A deeper sense … Read more

How to Make One Million Dollars

one million dollars

12 strategies to make your first million bucks and how to invest it It takes a long time to become an overnight success. If you follow these steps you’ll wake up one day and be a millionaire. Looking forward, the idea of making a million dollars seems huge. Almost unattainable. It’s not hard to make … Read more

6 figures

6 figures

How much money is 6 figures? And why it matters to your financial freedom journey Defining 6 figures. What do these phrases mean? Let’s jump in.  6 figures A number that is greater than or equal to 100,000 and less than 1,000,000. A number in the hundreds of thousands, which has 6 digits.  6 figure … Read more