Best Personal Finance Books

The 32 Best Personal Finance Books: Your Reading List for Early Retirement

best personal finance books

The FIRE journey is not for everyone. It’s a lifestyle that requires a focus on earning money. A serious commitment to investing for the long haul. And frugal living that prevents lifestyle creep. 

I started reading personal finance books in middle school. I’ve done a lot of reading over the past few decades. I’ve put together a list of a few of my favorites. Think of this list as a crash course. These books will get you going, teach you basics, help you stay the course, and enjoy the ride. 

The road to financial freedom is a marathon. There are no shortcuts. But, there are cheat codes. These books. They will help get you faster than going at this on your own. These books will help you learn and help you earn. The books are ordered in a phased approach, from beginning to freedom. Have fun!

Get started, get inspired

Every journey begins with a single step. These 3 books are short and packed full of inspiration. Read these books to get your mental game to a whole new level. This is your catalyst! 

Grow your knowledge and build your toolkit

The FIRE is lit! Keep up the momentum and grow your knowledge. There is a lot to learn on the road ahead. Investing in the stock market can make you rich. Learn simple strategies to make it easy and automatic. Technology makes recurring investments and dollar-cost averaging easy. 

Increasing your income and earning a lot of money is hard. Build your base skills to be a great leader and make a massive impact on your company. 

Survive the dip and enjoy the ride

There will be setbacks early in your journey. Muphy’s law will make sure of it. Stay calm and power through! It’s a long road and you still need to smell the roses along the way. Play, create and laugh. The whole point of financial freedom is to enjoy life! Don’t wait! 

Stay the course

It’s a marathon, not a sprint. I sprinted for the first few years of my FIRE journey. I almost burnt out. I realized that I didn’t need to go full speed to get to where I wanted to go. Slow down a bit and bring your life into balance. 

There are certain factors that are out of your control. Your money needs time in the market to grow. You can’t cheerlead the stock market to go faster just because you want to retire early. I wish it worked but it doesn’t. 

Make some tea, find a good chair, and read a couple of books to help pass the time. 

Other reads for the curious

Key Takeaways

The more you read about personal finance, the more you’ll see the underlying principles. The basics, the core strategy, it’s rather boring and not complex. The math is not difficult. These truths are hard to believe in the beginning. It requires the journey to understand this for yourself. 

I stumbled upon these books on my own. I’m lucky enough to find the topic of money interest-ing… It helped me read a lot of books on the subject. A lot of them stink. These are a few of the good ones.

Read, relax, don’t forget to invest and have fun. See you out there.