You’ve hit your FIRE number. Congratulations. Your portfolio now covers your budgeted living expenses, theoretically, forever. So, why listen to the standard advice about keeping 3-6 months of expenses in cash? That advice is designed to buffer against job loss, but you’ve already retired. The traditional emergency fund model seems obsolete. However, while you may … Read more
What if I told you that your daily coffee run could be building your investment portfolio? 🤯 Acorns takes those forgotten cents from every purchase and puts them to work for your future. Set up recurring investments after signing up and they’ll throw in a $20 bonus just for getting started. It’s literally the easiest … Read more
How to Invest $30,000 in Today’s Market – Aug 2025 The Best “Problem” to Have Here we are, with a cool $30,000 burning a hole in my pocket, and the market hitting all-time highs. Summer is wrapping up, and kids across America are heading back to school. Honestly, this is a 1% first-world problem – … Read more
If someone offered you a job that required 10 hours of work per year and a $100,000 salary, would you say hell yes? I’d bet most people would. What if I told you I created this job for myself, and you could too? What is this miraculous job? Being the CFO of your own investment … Read more
What’s The Difference? Just a few key differences set them apart Investing in stocks is a great way to build wealth. Investing in US equities for decades can make you wealthy. It’s really hard to beat the US Stock Market. Really hard. Picking individual stocks a game not worth playing. Most US stocks stink. That’s … Read more
Health Savings Account HSA stands for Health Savings Account. It’s used to save money for future medical expenses. This type of savings account allows you to contribute pre-tax dollars. It’s like a 401(k) plan but for medical expenses. To contribute money to an HSA you must have a High Deductible Health Plan (HDHP). The contribution … Read more
An accredited investor is an individual who meets the criteria defined by the SEC. Until 2020 the SEC used two criteria, income, and net worth. Now certain professional certifications can qualify you as an accredited investor. How to become an accredited investor If you meet one of the following criteria, you’ll be an accredited investor: … Read more
The 3 Buckets of Passive Income and Wealth Building I spent the first decade of my career creating habits that helped me save and invest money. I realized that reaching financial independence fast meant buying assets. Assets that produced growing cash flow and income. Assets like stocks choose to keep that cash flow or pay … Read more
An All-In-One Stock ETF for Canadian Investors Investing in the stock market is a proven path to wealth creation. It’s how everyday investors build wealth with the same returns as fancy billionaires. The key is investing regularly and staying invested. It’s best to stay invested during the good times and bad. Do not try and … Read more
What is an HSA? What you need to know about Health Savings Accounts A health savings account is a great tool to use on your path to financial freedom. If you’re clever and plan ahead, it can act as a supplemental retirement account. What is a health savings account? A health savings account or an … Read more
