Whats the point of being rich?

whats the point of being rich

What’s the point of being rich? Wisdom from financial independence I never wanted to be rich. I sure as hell don’t want to be famous. The fewer people who know me, the better. I view financial assets as a medium to enable a purpose-driven and balanced life. The journey to and through financial independence led … Read more

Health Savings Account

health savings account

What is an HSA? What you need to know about Health Savings Accounts A health savings account is a great tool to use on your path to financial freedom. If you’re clever and plan ahead, it can act as a supplemental retirement account.  What is a health savings account? A health savings account or an … Read more

Smore Review

smore app review

Turn your Andriod Phone into Monthly Passive Income Get paid to look at your phone. Sounds pretty sweet right? S’more was one of the original lock screen rewards apps. This clever app turns your lock screen into a cash cow. Well more like a tiny cash cow that gives you gift cards vs cash.  What … Read more

Best Personal Finance Books

The 32 Best Personal Finance Books: Your Reading List for Early Retirement The FIRE journey is not for everyone. It’s a lifestyle that requires a focus on earning money. A serious commitment to investing for the long haul. And frugal living that prevents lifestyle creep.  I started reading personal finance books in middle school. I’ve … Read more

40000 a year is how much an hour

40000 a year is how much an hour

A yearly salary of $40,000 converts to an approximate hourly wage of $20 per hour. If you work 40 hours a week and take 2 weeks of vacation per year, you work 2000 hours per year. $40,000 / 2000 hours = $20 / hour How to do the mental math calculation A quick way to … Read more

XEQT Review

xeqt review

Global Stock Investing in One ETF for Canadian Investors The power of stock investing is spectacular. It’s the cornerstone of building wealth for millions of investors worldwide. Equity investments make billionaires so rich they build rockets to fly into space. It’s also how your unassuming neighbor with an average job became a millionaire. You’d be … Read more

I Appreciate You

i appreciate you

How to Make Someone’s Day with a Simple Phrase Saying thank you is polite. A thank you goes a long way. Saying I appreciate you, goes even further. There’s something about the phrase, “I appreciate you,” that reaches deeper than a thank you. The words express a more genuine sense of gratitude. A deeper sense … Read more

How to Make One Million Dollars

one million dollars

12 strategies to make your first million bucks and how to invest it It takes a long time to become an overnight success. If you follow these steps you’ll wake up one day and be a millionaire. Looking forward, the idea of making a million dollars seems huge. Almost unattainable. It’s not hard to make … Read more

Fat FIRE

fat fire

What is Fat Fire? The More than Enough Early Retirement Plan The popular acronym F.I.R.E. stands for Financial Independence Retire Early. The idea is simple. You save 25 times your annuals spending and invest that money in a portfolio of stocks and bonds. A portfolio value equal to 25 times your annual saving comes from … Read more

6 figures

6 figures

How much money is 6 figures? And why it matters to your financial freedom journey Defining 6 figures. What do these phrases mean? Let’s jump in.  6 figures A number that is greater than or equal to 100,000 and less than 1,000,000. A number in the hundreds of thousands, which has 6 digits.  6 figure … Read more